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The role of debt
"Lucian Cook looks at the implications of increases in the cost of living and mortgage finance for the prime housing market."
Mortgages
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The UK housing market: after the ‘mini-budget’
"It is difficult to predict precisely what the future holds for the mainstream housing market."
The practical difficulties in reviving the home-ownership dream
"Through the 1980’s, the overriding obstacle to getting onto the housing ladder was the ability to afford monthly mortgage repayments, in what was a much higher interest rate environment."
Spotlight: Mainstream Residential Property Forecasts
"Lack of supply to underpin short-term price growth before macroeconomic realities bite"
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Stress testing is changing – what could this mean for house prices?
"The immediate impact will be improved affordability for buyers. "
Residential development in the 2021 Budget
"Short term market support and investment for levelling Up ."
Fewer leaving mortgaged home ownership
"Longer borrowing terms means households are paying off their mortgages into later life. And for many of ‘the lost generation’, home ownership could feel like a distant dream"
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How will the coronavirus lockdown affect mortgages?
"Q&A with Mark Harris, Chief Executive of SPF Private Clients."
Five key changes in buyer trends
"Housing transactions have hit a plateau, with little prospect of recovering to anything close to 2007 levels. However, these headline figures mask shifting trends about buyer types and where they’re buying"
Things can only get BTR
"With signs of a recovery in the rental market and stronger demand for rented homes, could build to rent (BTR) fill the gap left by buy to let?"
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